HTX Trading Fee Calculator
HTX Trading Fee Calculator
Calculate your daily trading savings with the HT token discount (10% off spot fees).
0.20%
0.18%
Your Savings
0.00 BTC 10% discount
Equivalent to $0.00 at current BTC price
Daily Fee Comparison
HTX (formerly Huobi) is a global cryptocurrency exchange founded in 2013, rebranded to HTX in September 2023, and now serves users worldwide-including Indonesia-through a mix of spot, futures, margin, and copy‑trading products. If you’re wondering whether HTX is a good fit for your Indonesian crypto journey, this review breaks down everything you need to know: fees, security, mobile experience, local payment options, and how it stacks up against home‑grown rivals like Indodax and Tokocrypto.
Key Takeaways
- HTX ranks in the top 10 global exchanges by 30‑day volume, handling over $38 billion in trades (May 2025).
- Spot trading fees are a flat 0.2% for makers and takers; holding the HT token gives a permanent discount.
- Leverage reaches 200× on Bitcoin futures-higher than most competitors, but it also raises liquidation risk.
- Indonesian users must rely on third‑party processors (e.g., Paxful) for IDR deposits, adding ~1.5‑2% on‑ramp fees.
- Security scores 8.5/10 from Traders Union, with proof‑of‑reserves and multi‑layer cold storage, yet the exchange lacks a direct Bappebti licence.
What HTX Offers Indonesian Traders
HTX’s product suite mirrors what you’d find on any major exchange, but a few details matter for the Indonesian market:
- Spot Trading: Over 700 crypto pairs, including major coins (BTC, ETH, BNB) and dozens of DeFi tokens.
- Futures & Leverage: Perpetual contracts with up to 200× leverage on BTC, 125× on ETH, and 50× on altcoins.
- Margin Trading: 5× margin for selected assets, useful for short‑term swing trades.
- Earn Products: Flexible staking, fixed‑term deposits, and “Earn” pools offering APYs that often double traditional bank rates.
- Copy Trading & Bots: Users can follow top traders or deploy API‑driven bots directly from the web UI.
- Mobile Apps: Native Android (Google Play) and iOS apps with real‑time charting; Android version holds 4.1/5 stars from 28 k reviews.
Fees, Discounts, and the HT Token
HTX keeps its fee schedule simple: 0.2% for both makers and takers on the spot market. If you trade volumes above 10 BTC daily, the fee drops to 0.15%. Holding the native HT token (currently $0.38) grants a permanent 10% discount on trading fees-unlike Binance’s time‑limited promos. The token also offers voting rights for new listings and a share in the Huobi Investor Protection Fund, which allocates 20% of quarterly profits for buy‑backs.
Deposits, Withdrawals, and Local Fiat Options
Indonesia does not yet have a direct HTX licence from Bappebti, so the exchange works through third‑party processors. The most common path is via the P2P marketplace that matches you with sellers on platforms like Paxful. Expect:
- Deposit fees: 1.5‑2% on IDR top‑ups, plus a small network fee.
- Withdrawal fees: flat 0.0005 BTC for crypto withdrawals; IDR withdrawals are processed through the same P2P network with a 1% fee.
- KYC timeline: 24‑72 hours for standard verification; higher‑tier verification can take up to 5 business days during peak traffic.
Bank‑linked fiat on‑ramps (e.g., BCA, Mandiri) are not natively supported, which is a disadvantage compared to local rivals that accept direct bank transfers.
Security and Trustworthiness
Security is the centerpiece of any exchange review. HTX employs a multi‑layered approach:
- Proof‑of‑reserves audits published monthly, confirming a 1:1 asset coverage.
- Cold‑wallet storage holds >95% of user funds, with multi‑signature cold wallets and offline hardware modules.
- Warm‑wallets for fast withdrawals are protected by multi‑factor authentication (MFA) and IP whitelisting.
- Regular penetration testing and DDoS mitigation via Cloudflare.
Traders Union’s 2025 rating gives HTX an 8.5/10 trust score, noting strong technical safeguards but flagging the lack of a local regulatory licence as a potential risk.
Customer Support Experience
Support channels include 24/7 live chat (average response 12 minutes), email tickets (average 72 hours), and phone support for VIP tiers only. Indonesian users often report:
- Slow ticket resolution (up to 72 hours) during market spikes.
- English‑only knowledge base; minimal Bahasa Indonesia documentation.
- Active Telegram community (128 k+ members) where many users share workarounds.
Overall, the live‑chat experience is decent, but the language gap can be frustrating for non‑English speakers.
How HTX Stacks Up Against Local Competitors
| Feature | HTX (Huobi) | Indodax | Tokocrypto |
|---|---|---|---|
| Spot Pairs | 700+ (global) | 200+ (focus on BTC/ETH) | 250+ (incl. local tokens) |
| Leverage | Up to 200× (futures) | None | None |
| Fees (Spot) | 0.20% (10% discount with HT) | 0.25% - 0.10% (tiered) | 0.20% - 0.15% |
| Fiat on‑ramp (IDR) | Third‑party (Paxful) 1.5‑2% | Direct bank transfer, 0.5‑1% | Bank transfer, 0.6‑1.2% |
| Regulatory licence | None in Indonesia (uses P2P) | Bappebti‑registered | Bappebti‑registered |
| Mobile app rating | 4.1/5 (Android) | 4.3/5 (Android) | 4.2/5 (Android) |
HTX shines for advanced traders who need high leverage and a massive selection of assets. Beginners may prefer Indodax or Tokocrypto for lower fees on IDR deposits and a local licence that satisfies regulators.
Pros and Cons Summary
- Pros: Global liquidity, 200× futures leverage, permanent HT‑token fee discount, robust security, extensive API for institutions.
- Cons: No direct Bappebti licence, reliance on third‑party fiat bridges, English‑only support, occasional withdrawal delays during high volatility.
Is HTX Right for You?
Ask yourself these questions:
- Do you need high‑leverage futures or sophisticated copy‑trading tools? If yes, HTX is a top pick.
- Are you trading mainly with IDR and need fast, cheap deposits? Local exchanges like Indodax may be smoother.
- Do you value a permanent fee discount and are comfortable holding HT? Then the HT token adds real value.
- Is regulatory certainty a priority? A Bappebti‑licensed platform might feel safer.
For seasoned traders who can manage leverage risk, HTX offers features you won’t find on most Indonesian‑only platforms. For casual investors focused on ease of fiat on‑ramps, a local exchange could be a better fit.
Frequently Asked Questions
Is HTX legally allowed to operate in Indonesia?
HTX does not hold a direct Bappebti licence. It serves Indonesian users through P2P partners like Paxful, which complies with local AML/KYC rules. This works, but regulators may tighten rules, possibly requiring a local licence in the future.
How long does KYC verification take on HTX for Indonesian accounts?
Standard verification usually finishes within 24‑72 hours. During market spikes it can extend to 5‑7 business days.
What are the fees for depositing IDR through Paxful?
Paxful charges roughly 1.5‑2% on top of HTX’s network fee. The total cost is higher than direct bank transfers on licensed Indonesian exchanges.
Does holding the HT token really lower my trading fees?
Yes. HT holders enjoy a permanent 10% discount on spot‑market fees (0.18% instead of 0.20%). The discount applies as long as the token remains in your account.
Is the 200× leverage safe for retail traders?
High leverage magnifies both profit and loss. Retail users should only use it if they understand liquidation mechanics and have strong risk‑management rules.
Final Thoughts
HTX brings a global‑grade trading suite to Indonesia, but it does so without a local licence. The exchange’s strengths-massive liquidity, 200× futures leverage, and a permanent HT‑token discount-appeal to advanced traders. However, the extra steps needed for IDR deposits, English‑only support, and occasional withdrawal delays may deter newcomers. If you’re comfortable navigating P2P fiat bridges and want the most feature‑rich platform, give HTX a try. Otherwise, start with a Bappebti‑licensed exchange and consider moving to HTX once you’ve built confidence in handling leverage and API‑driven strategies.
Jenna Em
October 21, 2025 AT 09:00Reading through the fee section makes me wonder who's really pulling the strings behind the scenes. The fact that you have to go through Paxful for IDR deposits feels like a backdoor no one wants to admit. It’s like they’re hiding the real cost in plain sight. Maybe it’s just a convenience thing, but the pattern feels familiar from other shady platforms. Just something to keep an eye on.
Stephen Rees
October 23, 2025 AT 16:33It’s not a coincidence that the exchange operates without a local licence while touting “global security”. They rely on third‑party processors that could be compromised at any moment. The 0.2% flat fee sounds simple, but hidden spreads and network fees are the real profit drivers. Always assume there’s an unseen hand guiding the rules.
Katheline Coleman
October 26, 2025 AT 02:53Dear community, I wish to express my appreciation for the comprehensiveness of this review. The delineation of spot versus futures offerings is particularly elucidating. Moreover, the discussion of HT token incentives provides valuable insight for portfolio strategists. I also commend the inclusion of security metrics, which are often omitted in cursory analyses. The comparative table further aids in discerning the optimal platform for varying risk tolerances. Thank you for the meticulous research.
Amy Kember
October 28, 2025 AT 07:40Leverage that high feels dangerous.
Evan Holmes
October 31, 2025 AT 05:06Honestly, the whole thing looks like a glorified middleman service.
Isabelle Filion
November 2, 2025 AT 15:26Ah, the elegance of a platform that proudly flaunts its lack of a Bappebti licence while masquerading as a “global leader”. One can only admire the audacity of boasting a 0.2% fee structure when, in reality, the hidden costs of P2P fiat bridges silently erode any perceived advantage. The perpetual discount for holding HT is an ingenious ploy to transform users into shareholders of the very entity that skirts regulations. And let us not forget the sparkling security score-an 8.5/10 that undoubtedly masks the systemic risk of operating without local oversight. Truly, a masterclass in presenting veneer over substance.
PRIYA KUMARI
November 4, 2025 AT 17:26What a joke-no direct licence and they expect us to trust their “proof‑of‑reserves”. If they’re so confident, why hide behind Paxful?
Molly van der Schee
November 7, 2025 AT 06:33I understand the allure of low fees and massive liquidity, but for newcomers the language barrier can be a real hurdle. The English‑only support may deter many Indonesian traders who are more comfortable in Bahasa. It’s commendable that HTX offers such a wide range of products, yet the onboarding experience could be smoother. Perhaps a community‑driven translation effort would bridge that gap. I hope the team considers expanding their knowledge base. Wishing everyone safe trading journeys.
Mike Cristobal
November 9, 2025 AT 08:33We must hold ourselves to the highest ethical standards, no matter the platform. 🙂
Paul Barnes
November 11, 2025 AT 18:53If you like complexity, go ahead, otherwise stick with what you know.
Scott McCalman
November 14, 2025 AT 02:26Let me break it down for you: HTX’s 200× leverage is the stuff of legends, and the HT token discount? Pure gold! 🚀
Joy Garcia
November 16, 2025 AT 07:13Legends? More like reckless hype. You think you’re a hero wielding 200× leverage, but you’re just inviting liquidation. Stop glorifying danger.
mike ballard
November 18, 2025 AT 17:33From a market‑structure perspective, the API latency on HTX is sub‑millisecond, which is critical for high‑frequency strategies. Their order‑book depth rivals centralized counterparts, enabling sophisticated arbitrage across perpetuals and spot.
Elizabeth Chatwood
November 20, 2025 AT 19:33i think the app is ok but could be better you know its kinda clunky sometimes lol